What if your savings didn’t melt with inflation, but grew stronger instead?
As millions across Latin America face annual inflation rates surpassing 100%, GoldStay (GSTAY) enters the scene as a gold-backed alternative to collapsing currencies and unstable crypto.
This new stablecoin blends the security of 24-karat gold with the decentralized power of blockchain, offering a transparent, inflation-resistant financial tool built for global uncertainty.
With increasing distrust in central banks, volatile exchange rates, and weakening national currencies, GSTAY introduces a tangible, reliable, and borderless currency option designed for both individuals and institutions seeking monetary resilience.
Key Takeaways
GoldStay (GSTAY) is a gold-backed stablecoin launched on the Polygon blockchain, pegged 1:1 to one gram of physical 24-karat gold held in audited and insured vaults.
It is designed for users in inflation-prone regions, helping to safeguard wealth from local currency devaluation, hyperinflation, and unpredictable exchange rate swings.
Unlike fiat-backed stablecoins, GSTAY offers physical redemption rights, continuous auditability of its reserves, and adheres to the principles of a modern-day gold standard.
Integration with top-tier DeFi protocols enables on-chain transactions, borrowing, lending, staking, and diversified investment opportunities using a physically backed currency.
GSTAY is also usable in real-world payment systems, including regional platforms and Florida Goldback-style initiatives, reinforcing its role as a trusted alternative legal tender.
What Is GoldStay (GSTAY)?
GoldStay is a gold-backed stablecoin deployed on the Polygon blockchain.
Every GSTAY token is backed by exactly one gram of 99.99% pure, 24-karat gold, securely held in fully insured vaults managed by internationally renowned custodians such as Brink’s and Prosegur.
These reserves are underwritten by global insurers like Lloyd’s of London, ensuring unparalleled security.
The stablecoin was developed by Libertom Corporation S.A., a fintech innovator specializing in real-asset-backed digital instruments. It launched in May 2025 with an initial $32.7 million in gold reserves.
Unlike most stablecoins tied to fiat currencies, which can be devalued by central bank policies or geopolitical instability, GSTAY provides a decentralized, physically anchored, and inflation-resistant financial instrument that draws from the historical strength of gold and the efficiency of modern blockchain networks.
Why a Gold-Backed Stablecoin Matters
Fiat-backed stablecoins such as USDT and USDC continue to dominate the digital currency landscape. However, their value is inherently dependent on traditional financial institutions, political stability, and centralized governance, factors that have proven unreliable in times of crisis.
Legal tender status may shift abruptly, and funds can be frozen, devalued, or subjected to restrictive capital.
Gold-backed currencies, such as GSTAY and the Florida Goldback initiative, offer a compelling alternative.
By anchoring digital value to a scarce and historically trusted asset, GSTAY delivers long-term security and reduces reliance on central authorities. It features:
Intrinsic stability through 24-karat gold-backed reserves
On-chain transparency with Merkle Tree-based audit systems
Protection from monetary depreciation and foreign exchange rate volatility
Access to programmable finance, including DeFi applications
For regions such as Argentina, Turkey, or Venezuela, where fiat currencies can lose 50% or more of their value annually, GSTAY serves as a crucial escape from the chaos of hyperinflation and policy-driven currency collapse.
Key Features of GoldStay
100% Gold-Backed: Each GSTAY token is securely backed by one gram of fine 24-karat gold held in world-class vaults. This physical reserve guarantees the token’s purchasing power, making it a highly attractive store of value.
Blockchain Transparency: All reserves are continuously monitored and audited using Merkle Tree proofs, with real-time dashboards accessible to the public.
This creates a uniquely transparent system unmatched by traditional finance.
Fiat Off-Ramps: GSTAY supports direct integration with local fiat withdrawal systems like Brazil’s Pix and Argentina’s COELSA. Future integration with initiatives such as the Florida Goldback further enhances GSTAY’s usability in daily transactions.
Polygon-Based Efficiency: The choice of Polygon ensures ultra-low gas fees, fast transactions, and compatibility with a wide array of DeFi tools. It also guarantees scalable performance under growing user demand.
Physical Redemption: One of GSTAY’s standout features is its ability to convert tokens into real, deliverable gold, beginning at a 1kg minimum. This appeals to high-net-worth individuals, institutional investors, and gold-focused portfolios seeking tangible asset conversion.
GoldStay vs Other Stablecoins
GoldStay distinguishes itself by offering not just digital stability but tangible value. It bridges the old world of precious metals with the future of programmable finance, creating a backed currency suitable for both investment and real-world usage.
Use Cases for GoldStay
Inflation Hedge: In economies plagued by inflation, GSTAY helps preserve personal and institutional savings. Unlike volatile crypto or deteriorating fiat, its 24-karat gold peg keeps purchasing power intact.
Cross-Border Transactions: GSTAY can be used by migrant workers, freelancers, and international businesses to move funds seamlessly without loss from volatile exchange rates or banking restrictions.
DeFi Collateral: Unlike unstable cryptocurrencies, GSTAY can serve as robust collateral in DeFi protocols, enhancing security while enabling access to borrowing, yield farming, and other decentralized tools.
Banking Alternative: In regions with limited financial infrastructure, GSTAY serves as a functional digital currency. Users gain access to the global economy and investment markets through a smartphone and blockchain wallet.
Example: In Argentina, where the peso has devalued over 50% in a year, SMEs and exporters are turning to GSTAY for payroll and supplier payments. This transition reduces risk exposure and provides price stability in operations.
Risks and Limitations
Gold Price Volatility: Although gold is less volatile than crypto or fiat, it remains subject to global commodity markets. Movements in gold prices may slightly impact GSTAY value, especially in short-term speculation.
Redemption Threshold: The 1kg minimum for physical redemption might be too high for retail investors, making physical asset conversion less accessible to smaller holders.
Regulatory Uncertainty: Different jurisdictions classify gold-backed stablecoins variously as legal tender, securities, or commodities. Users must understand applicable regulations, tax implications, and licensing requirements in their region.
Despite these considerations, GSTAY’s design offers resilience and transparency that most fiat- or algorithmic-backed stablecoins fail to match.
Expert Opinions
“GoldStay could be the blueprint for the next generation of commodity-backed digital assets. It solves trust, volatility, and accessibility in one token.” – Raoul Pal, Real Vision
“In countries where fiat means uncertainty, gold-backed assets like GSTAY could restore financial dignity.” – Ricardo Hausmann, Harvard University
Institutional leaders, economists, and crypto veterans are recognizing GSTAY as a pioneering blend of physical investment reliability and digital transaction capability. Its unique value proposition appeals to both traditional gold investors and DeFi enthusiasts.
The Road Ahead
GSTAY represents more than a new stablecoin. It signals a shift in how digital currencies can function as real, hard-backed money in an era of declining fiat trust. As global inflation worsens and the public grows weary of fiat volatility, demand for secure, gold-backed alternatives will rise sharply.
Looking forward, GSTAY aims to:
Integrate into leading crypto wallets, exchanges, and decentralized applications
Expand to new geographies through remittance and payment partners
Participate in tokenized real-world asset (RWA) ecosystems for mainstream investment use
Whether you’re a DeFi strategist, gold investor, remittance user, or simply seeking stable digital savings, GSTAY is more than a hedge.
It could become your new financial foundation.
FAQ
1. What is GoldStay (GSTAY)?
A gold-backed stablecoin issued on Polygon. Each GSTAY token equals one gram of 99.99% pure gold stored in secure, insured vaults.
2. How is GSTAY different from USDT or USDC?
GSTAY is backed by physical gold, features transparent real-time audits, and allows physical redemption, unlike fiat-backed coins.
3. Can I redeem GSTAY for actual gold?
Yes, but only for holdings of 1kg or more. Redemptions are processed through certified custodians.
4. Where is the gold stored?
In insured vaults operated by Brink’s and Prosegur, with Lloyd’s of London providing insurance.
5. Is GSTAY compatible with DeFi protocols?
Yes. It operates on Polygon and integrates with leading DeFi platforms for borrowing, trading, and investing.
6. Who is behind GoldStay?
Libertom Corporation S.A., a fintech firm focused on real-asset-backed digital products. GSTAY launched in May 2025 with $32.7 million in gold reserves.